residential mortgages

We offer the most competive rates on conventional and alternative mortgages through any financial institution of your choice or our own sources.

• Conventional Loans - for up to 75% LTV on purchases and re-financing.
• CMHC Loans - up to 95% on CMHC insured transaction
• Alternative Mortgages - for "non-traditional" borrowers. Opportunity to qualify for self-employed borrowers and borrowers with imperfect credit history including low beacon (credit) scores and past bankrupties since discharged with re-established credits. Flexibilty offered on GDS/TDS ratio and income calculation.
• construction financing for builders and developers
• Available financing on single family homes, townhouses, condominiums and infill developments.
• commercial and industrial mortgages
• Anchored and unanchored retail, retail storefronts, industrial and multi-family.

Bank of Montreal BMO | CIBC  | Citizens Bank of Canada | DUCA Credit Union| Effort Trust |  HSBC Canada | Laurentian Bank of Canada | Metro Credit Union | National Bank of Canada | Royal Bank Canada RBC  | Scotiabank | TD Canada Trust